We're Eric & Diane.

Branch Managers, with a team in

48 States.

Committed to giving you all the support and guidance you need to find the right

mortgage options for you and your family.

Although we specialize in

VA Loans

-

with 80 VA lenders

-

we represent the largest wholesale broker

in the nation with

over 190 lenders

and thousands of loan products.

Better. Faster. Lower Rates.

We're Eric & Diane.

Branch Managers,

with a team in

48 States.

Committed to giving you all the support

and guidance you need to find the right

mortgage options for you and your

family.

Although we specialize in VA Loans

- with 80 VA lenders in 48 states -

we represent the largest wholesale broker

in the nation with over 190 lenders and thousands of loan products.

Better. Faster. Lower Rates.

Eric & Diane Martineau

Branch Managers

Schedule Consultation

NMLS# Eric 11998726 / Diane 1628522

Eric & Diane Martineau

Branch Managers

Schedule Consultation

NMLS# Eric 11998726 / Diane 1628522

There are a lot of loan options –

let’s find the right one for you.

Whether you're looking to buy, refinance, or grow your real estate portfolio,

we've got you covered with the right loan products to fit your needs.

Home Purchase Loans

Refinance Rates

Rate Comparisons

Fast Funding

Evaluate Your Property

Cash-Out Refinance

Where Can We

Help You Thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever your situation, we've got the

answers.

Select a Module

The answers to all your

mortgage questions...

Committed to giving you all the support and guidance you

need to find the right mortgage options for you and your

family.

Do I need to save for a 20% down payment?

No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

Are Pre-Qualification and Pre-Approval the same thing?

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

What's the difference between an adjustable and a fixed rate mortgage?

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Can I access my home equity before I finish paying off my loan?

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

What do I do if I can't afford my mortgage payment anymore?

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

The answers to all your

mortgage questions...

Committed to giving you all the support and guidance you

need to find the right mortgage options for you and your

family.

Do I need to save for a 20% down payment?

No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

Are Pre-Qualification and Pre-Approval the same thing?

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

What's the difference between an adjustable and a fixed rate mortgage?

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Can I access my home equity before I finish paying off my loan?

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

What do I do if I can't afford my mortgage payment anymore?

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Ready To Start Your

Homeownership

Journey?

Starting your road to homeownership is literally a click away. Start today!

Eric & Diane Martineau

Branch Managers

Schedule Consultation

NMLS#

Eric 11998726

Diane 1628522

Ready To Start Your

Homeownership

Journey?

Starting your road to homeownership is literally a click away. Start today!

Eric & Diane Martineau

Branch Managers

Schedule Consultation

NMLS#

Eric 11998726

Diane 1628522

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Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. NEXA Mortgage is an Equal Opportunity Mortgage Broker/Lender. As a broker, NEXA Mortgage is NOT individually approved by the FHA or HUD, but NEXA Mortgage is allowed to originate FHA loans based on their relationships with FHA approved lenders.


Copyright ©2023 | NEXA Mortgage LLC

Company State License# AZMB - 0944059 | NMLS# 1660690

Powered by

Call me today at

Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. NEXA Mortgage is an Equal Opportunity Mortgage Broker/Lender. As a broker, NEXA Mortgage is NOT individually approved by the FHA or HUD, but NEXA Mortgage is allowed to originate FHA loans based on their relationships with FHA approved lenders.


Copyright ©2023 | NEXA Mortgage LLC

Company State License# AZMB - 0944059 | NMLS# 1660690